Hi SSharon,
Let reply, perhaps, better than never. The choice you make here also needs to take into account your theater setup. Are you going to run the signal into a multichannel receiver, or a computer-style powered speaker package? Do you actually have a 7.1 setup? Are you planning to upgrade the receiver/speaker end in the near future, and if so, to what?
I would expect both of these solutions to yield fairly comparable results. Positive points for each: The USB version is mobile, easy to use on any machine, easier to set up/unplug as the need arises; the PCI version is out of the way and has lots of bandwidth headroom to work with.
Negatives to both, too: USB can only handle so much data at once, daisy-chaining several devices may not yield good results; PCI means no installing it in a Mac mini, iMac, laptop, etc.
Myself, I'd choose the PCI version over USB. But look at your real requirements, think ahead a year or two, and buy what you'll actually use (as opposed to getting fancy extra features you won't honestly touch).