ARW from MacFixit forums found my answer. Thanks for your input!
>> Do you have Quicken 98 Deluxe? I have confirmed
>> with Intuit that they have a problem which they are
>> not going to fix in which Quicken causes areas which
>> used to be white, as in new documents in Word to be
>> grey. you can test it out by noting that, in my case, it
>> doesn't turn up until Quicken is fired up, and then
>> won't go away until a reboot.