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Safeware
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Admin Emeritus 
Join Date: Oct 1999
Location: Zurich, Switzerland
Status:
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So I just signed up for Safeware laptop insurance. They're charging me $237 for $3950 of coverage (for my AlBook, its spare battery and AC adapter, digital camera, and iPod). I figured that with me moving, stuff might get damaged, and besides that I'm moving into the city, so I suppose theft is slightly more likely. :-/
Let's hope I never have to use it!
tooki
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Dedicated MacNNer
Join Date: Jul 2003
Status:
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Admin Emeritus 
Join Date: Oct 1999
Location: Zurich, Switzerland
Status:
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Yeah.
Not exactly cheap, but not unreasonable, I reckon.
tooki
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Mac Elite
Join Date: Oct 2000
Location: Memphis, Tn. USA
Status:
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Originally posted by vancenase:
is that $237/year?
Its $60 / thousand declared value with no deductable per year!
I only value my computer at used replacement price, since if they can't replace it for that, I can! 
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Mac Elite
Join Date: Dec 2002
Location: Trapped in the depths of my mind
Status:
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My premium was $84/yr. with NO deductible for $1400 coverage on my TiPB.
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Mac Elite
Join Date: Sep 2003
Location: Reno, Nevada
Status:
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Originally posted by tooki:
Yeah.
Not exactly cheap, but not unreasonable, I reckon.
tooki
Did you check with your homeowners/renters policy providers and see if they have a add-on called a "computer endorsement"? Or perhaps a "All Risk" policy... Much Much Much cheeper! If I was to add this endorsement to my renters policy then it would cost me $44.00 a year.
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Mac Elite
Join Date: Oct 2000
Location: Memphis, Tn. USA
Status:
Offline
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Originally posted by spatterson:
Did you check with your homeowners/renters policy providers and see if they have a add-on called a "computer endorsement"? Or perhaps a "All Risk" policy... Much Much Much cheeper! If I was to add this endorsement to my renters policy then it would cost me $44.00 a year.
Most endorsements do not cover laptops away from premises on anormal basis. Stolen from car etc. is considered abnormal use!
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Mac Enthusiast
Join Date: Jul 2003
Location: USA
Status:
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Originally posted by romeosc:
Most endorsements do not cover laptops away from premises on anormal basis. Stolen from car etc. is considered abnormal use!
That could be. Still worth a check, though. I'm waiting for my PB (in the next couple weeks, hopefully), and checked with my insurance agent. They have an "all risk" policy that covers everything (with no deductible) for approximately $1 per $100 of coverage per year.
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Mac Elite
Join Date: Sep 2003
Location: Reno, Nevada
Status:
Offline
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Originally posted by romeosc:
Most endorsements do not cover laptops away from premises on anormal basis. Stolen from car etc. is considered abnormal use!
I am with USAA and spoke with the Agent. I actually have a "All Risk" policy... If I break it they replace it... If its stolen, they replace it... If I run into a light pole and bend my PB in half they replace it... Anytime , anywhere... Same rules apply for a computer endorsement from USAA.
It can't hurt to check...
Just trying to save you guys a buck or two...
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