Well, thanks for the info. I'm using htaccess because 1) it's easy to manage with my host and 2) it's about all my limited skills can handle. I've got to learn some PHP one of these days.
And basically nica I'm doing just what you suggested. I have a login page with a link to the secure stuff, but I was hoping to have a form right on the page for the name/password.
At the company where I work your browser prompts you for your employee ID/password every time you try to access the web outside our intranet. This is no problem, but when employees hit other secure sites and get the same prompt, their first instinct is to enter their employee ID/password (I get a lot of calls about this). I just wanted to make my login look different that so it might elminate confusion.