[Volks]

Does your current car insurance cost you a small fortune? If so, post your frustration/rant.

[TheIceMan]

$187 a year. No kidding.

[shabbasuraj]

2000

[Athens]

$180.00 a month

No Discount until next year
5 Million Liability
Theft
Comprehensive
Collision
Road Side

[mindwaves]

$2300 a yr
State Farm
Full coverage w/ $500 deductible
2005 Civic EX Special Edition

I will get a "siginificant" discount June next year.

[wdlove]

Too much, but I live in Massachusetts.

[Goldfinger]

$497 euros or something like that, a year. As good as full coverage. But it's registerd under my mother's name because the rate would be impossible to pay for me (19 year old).

[rickey939]

$138.54/month for (2) cars.

[Cody Dawg]

Same as Rickey939, more or less.

Geico.

Full coverage, $100 deductible, 2-year old (almost) Chevy Suburban, 1998 Ford truck, 2003 Saab Turbo convertible.

I love Geico.

When our Nissan got smashed by hurricane Frances they were there the very next day, wading through the water, to hand us a check and tell us that we had a month for a rental car, paid for by them, if we needed it. Awesome company.

[Goldfinger]

Originally Posted by mindwaves

$2300 a yr
State Farm
Full coverage w/ $500 deductible
2005 Civic EX Special Edition

I will get a "siginificant" discount June next year.

A $500 deductible is a little bit outrageous, no ?

[jebjeb]

£1100/year for the C32. Getting better as I build up my no claims bonus.

[Cody Dawg]

I guess it depends on whether or not he has traffic tickets? Or an accident?

We have had neither for 10+ years.

Driving a Suburban or a truck kind of doesn't make you want to race around. The Saab is at my other house and garaged and isn't really driven.

[Athens]

Originally Posted by Goldfinger

A $500 deductible is a little bit outrageous, no ?

I got mine set to be 500 too. I saved about 15.00 a month because of that. I break even after 13 months. Every month after that im saving money. Also most things that would be under a 1000.00 to fix are things I wouldn't even claim, like say a windshield, is about 350, I would have only saved 50.00 and to many claims raise the insurance. If my car is stolen I have a special package that pays the deductible. So adding 200.00 to the standard 300 deducible as long as I did have a accident for 13 months I come out ahead. Over years its a big savings. My goal is to stay accident free for life but assume I get 5 years, I save about 900.00 and since im putting the savings in a savings account, not only will I have the money for the 500 deductible, I will have 400 more bucks for additional money. Once I save a 1000, I might change to a higher 1000 deductible depending on the savings I get. I’ll never claim anything unless it’s a decent amount of money because long term small claims add up to more long term costs later.

[macroy]

1200 / year wtih two drivers and three cars.
100 deductible.
Also pay a couple hundred extra for the umbrella coverage of 1 million.

Gotta love USAA. I remember paying 2200 for 1 car by myself back in college. While age/marital status and such makes a big difference, I don't think anyone can beat USAA. This is also evident when we get marketing calls from others such as Geico, etc... I just tell them we have USAA... "oh, thanks. Have a good one" is usually their reply.

[kmkkid]

$0 I don't drive.

Car insurance sucks. I know people who pay $12,000 a year.

[Bandit240]

$157/month
2 trucks, one full coverage and one as low as it gets.

[Athens]

Originally Posted by Nick

Car insurance sucks. I know people who pay $12,000 a year.

Those must be pretty bad drivers, hope that $12,000 a year keeps them off the road

[Cody Dawg]

For $12K a year can't you just take a taxi or a limo wherever you need to go?



Heck, an annual bus pass around my parts is about $350.

[nredman]

12,000 a year - damn - go buy a moped or something

[mindwaves]

Originally Posted by mindwaves

$2300 a yr
State Farm
Full coverage w/ $500 deductible
2005 Civic EX Special Edition

I will get a "siginificant" discount June next year.

Actually, my discount will come in late March where it will be ~$1800 a year. The $500 deductible not only saves me money, but it also is normal for people of my age group and driving record.

[ghporter]

I pay around $1200 every six months for two cars and three drivers. Having an 18-year-old male on the policy does that.

[Dakar]

Originally Posted by Nick

Car insurance sucks. I know people who pay $12,000 a year.

WHAT?!

[olePigeon]

With the possible exception for Mindwave, I see that none of you live in California.

Even through Geico:

$1100 a year -

Liability only
No uninsured motorist coverage
Minimum medical coverage
Minimum proptery coverage

You people make my cry with your $1200/year for full coverage on 3 cars.

[cjrivera]

$2000/yr... ugh.