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Safe to Apply Again?...
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Junior Member
Join Date: Feb 2006
Status:
Offline
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A few months ago I wanted to apply for an Apple Card so I could get a new Mac, I was denied. I'm noticing now i'm getting approved for more cards, I was approved for a one Visa originally for $200.00, now they raised the Credit Limit to $500.00. Same with my Target card, originally $200 now up to $500. Now I was just recently approved for another Visa for $2000.00 -- so I was wondering, do you think I would be approved for an Apple Visa Card if I were to apply again?
I hadn't applied in a while, over three months and Card looks different... wasn't it a Master Card originally?
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Dedicated MacNNer
Join Date: Nov 2006
Location: Circa 1225, from the Old French
Status:
Offline
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If you have other cards, I wouldn't apply for any more. Those low limits imply no credit history or poor credit.
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Addicted to MacNN
Join Date: Mar 2001
Location: USA
Status:
Offline
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Just save up for it. Screw credit.
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Clinically Insane
Join Date: Mar 2001
Location: yes
Status:
Offline
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What is the interest rate of the card? How many cards do you have open, and what is your balance on them?
It's best to consolidate to a low interest card(s), and pay off your balance as quickly as possible.
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Banned
Join Date: Jun 2005
Location: Indy.
Status:
Offline
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Originally Posted by RAILhead 
Just save up for it. Screw credit.
Logic and instruction on mature spending habits doesn't work for most of the people on here. Haven't you learned that? 
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Senior User
Join Date: Aug 2006
Location: San Francisco, CA
Status:
Offline
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Addicted to MacNN
Join Date: Mar 2001
Location: USA
Status:
Offline
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Originally Posted by Railroader
Logic and instruction on mature spending habits doesn't work for most of the people on here. Haven't you learned that?
Yeah, I know -- but I'd be remiss if I didn't say something. 
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Banned
Join Date: Jun 2005
Location: Indy.
Status:
Offline
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Originally Posted by RAILhead
Yeah, I know -- but I'd be remiss if I didn't say something.
If you hadn't I would have.
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Professional Poster
Join Date: Mar 2003
Location: In the South
Status:
Offline
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If that's your credit limit, yo need not be applying. You need more money.
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Mac Enthusiast
Join Date: Sep 2005
Location: Canada... be nice, eh?
Status:
Offline
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The more you apply for credit, the worse your credit score can get. Wait at least a year and pay the other cards as agreed. Use them but pay them off. Do not apply if the cards are maxed...Creditors don't like people looking for credit. It implies that the person does not know how to budget.
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Forum Rules
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