[Dakar the Fourth]

Originally Posted by Laminar 

Turns out I'm still a dependent, so I don't get a check

I went through the same thing in 2k. At least you still have your impeccable fashion sense and raw dunking ability.

[Gankdawg]

Gas. I'm going to send $600 to a credit card that I don't use so that I will have a $600 credit. Then when I take my Seadoo to the lake for the day, I can fill it up on the way home without worrying about the money. Unfortunately, $600 is only about 12 days of fun.

[Laminar]

Originally Posted by Dakar the Fourth 

I went through the same thing in 2k. At least you still have your impeccable fashion sense and raw dunking ability.

You win some, you lose some. Also, I'm considering posting a picture of my date and I from this weekend, should her sisters ever recover from their hangovers and put them up on facebook.

[Eug]

Originally Posted by Gankdawg 

Gas. I'm going to send $600 to a credit card that I don't use so that I will have a $600 credit. Then when I take my Seadoo to the lake for the day, I can fill it up on the way home without worrying about the money. Unfortunately, $600 is only about 12 days of fun.

Does anyone use Debit in the US? Most of us Canadians just use Debit cards for that: Stick the amount in the bank, and withdraw it directly from the account. No credit card middleman... unless you need credit or want to rack up cash back or flight points or whatever.

The benefit of this is that anyone can get a debit card, even if you have terrible credit rating, since you're not actually getting credit. The second benefit is that the retailer sees it like cash. For example, here if you go to some cheap computer store, they give cash or debit discounts. Credit cards mean a 3% premium.

[Laminar]

Originally Posted by Eug 

Does anyone use Debit in the US? Most of us Canadians just use Debit cards for that: Stick the amount in the bank, and withdraw it directly from the account. No credit card middleman... unless you need credit or want to rack up cash back or flight points or whatever.

The benefit of this is that anyone can get a debit card, even if you have terrible credit rating, since you're not actually getting credit. The second benefit is that the retailer sees it like cash. For example, here if you go to some cheap computer store, they give cash or debit discounts. Credit cards mean a 3% premium.

I always use debit.

[design219]

Originally Posted by Eug 

Does anyone use Debit in the US?

Sure, they're much more convenient than checks. But that is also the problem, their much more convenient than checks. Makes spending easy.

I use my credit card a little as possible.

[Dakar the Fourth]

I use debit, however for large purchases (in excess of $500) it turns out to be useless.

[dcmacdaddy]

Of my $600 about $300 will be spent on a moving van moving
my possessions from Baltimore, MD to Syracuse, NY. I am un-
employed and will be living with my Mom through September.
As for the rest of the money, that will go towards my $300+
dental bill in June for getting two cavities filled. I hope that is
the kind of economic stimulus President Bush had in mind.

[Gankdawg]

Originally Posted by Eug 

Does anyone use Debit in the US? Most of us Canadians just use Debit cards for that: Stick the amount in the bank, and withdraw it directly from the account. No credit card middleman... unless you need credit or want to rack up cash back or flight points or whatever.

The benefit of this is that anyone can get a debit card, even if you have terrible credit rating, since you're not actually getting credit. The second benefit is that the retailer sees it like cash. For example, here if you go to some cheap computer store, they give cash or debit discounts. Credit cards mean a 3% premium.

Yes, I use debit almost exclusively. But in this case, if the money goes into that account, it's more likely to be spent so it's more of a forced savings. Sort of.

[design219]

Originally Posted by Gankdawg 

Gas. I'm going to send $600 to a credit card that I don't use so that I will have a $600 credit.

Somehow, I don't think money to the oil and credit card companies is what our economy needs, but I'm glad the government is not telling us how to spend it.

[liviabush]

I am going to spend it for charity.

[brassplayersrock²]

cody3

[Dakar the Fourth]

Originally Posted by dcmacdaddy 

Of my $600 about $300 will be spent on a moving van moving
my possessions from Baltimore, MD to Syracuse, NY. I am un-
employed and will be living with my Mom through September.
As for the rest of the money, that will go towards my $300+
dental bill in June for getting two cavities filled. I hope that is
the kind of economic stimulus President Bush had in mind.

Tesselator, is that you?

[Railroader]

I'll be buying some toys. And some will go to a new suit for a wedding I am standing up for in August.

[Gankdawg]

Originally Posted by design219 

Somehow, I don't think money to the oil and credit card companies is what our economy needs

But unfortunately, my Seadoo requires it.

But when I go to the lake, I buy other things that I wouldn't normally buy so that helps the economy, right?

[Railroader]

Originally Posted by Gankdawg 

But when I go to the lake, I buy other things that I wouldn't normally buy so that helps the economy, right?

That is exactly what the $600 is for. You spend the money somewhere, they spend the money you gave them somewhere, on and on...

[Doofy]

Originally Posted by Eug 

Does anyone use Debit in the US? Most of us Canadians just use Debit cards for that: Stick the amount in the bank, and withdraw it directly from the account. No credit card middleman... unless you need credit or want to rack up cash back or flight points or whatever.

The benefit of this is that anyone can get a debit card, even if you have terrible credit rating, since you're not actually getting credit. The second benefit is that the retailer sees it like cash. For example, here if you go to some cheap computer store, they give cash or debit discounts. Credit cards mean a 3% premium.

On the other hand, if someone nicks your debit card details they can drain your entire bank account before you know it's gone - as opposed to only hitting your credit card limit.

[Dakar the Fourth]

There is a limit on how much you can spend on a debit card a day, however.

[Doofy]

Originally Posted by Dakar the Fourth 

There is a limit on how much you can spend on a debit card a day, however.

There is? I've not noticed it on mine, and the only thing I use it for is buying cars.

[Dakar the Fourth]

Perhaps it's a country thing.

[Doofy]

Hmmm. Maybe.