[turtle777]

[rant]

So one of my banks (a savings account) decided to require me to change ALL my security questions every 3 months. WTF ?

How does that increase my security ?

Needless to say, I wrote the bank, told them to stop doing this crap. They responded and said that this was to comply with federal regulations. What a bunch of BS.

Too bad for them, I promptly moved my double digit savings to a different bank.

What the hell are they thinking ?

[/rant]

-t

[Eriamjh]

Double-digit? You mean up to $99?

[moonmonkey]

I bet that caused a big fuss at the bank, heads will roll for this.

[mattyb]

lol, good for you. Probably cost them more than $99 in paperwork.

[Mastrap]

Next thing you know they start serving warm Coke.

[turtle777]

Originally Posted by Eriamjh 

Double-digit? You mean up to $99?

You guys are clowns. When you talk about triple digit salary, do you mean a yearly income of $ 150 ?

So I had a substantial amount of Benjamins there, not anymore.

-t

[ghporter]

You might be surprised about what those federal online banking regulations require. But changing your QUESTIONS quarterly is excessive. Changing your password that often isn't a bad idea, but the security questions? Overboard in my opinion.

[turtle777]

I even doubt that changing the password increases security, at least NOT if you have to do it for dozens of accounts every quarter. For most people, changing their passwords will lead them to write passwords own. All security goes to hell at this point anyways. I know that many people at work write their passwords on cheat sheets, even though they know and have been told it's against company policy. But there is just no way how you can keep track of 20 ever changing passwords w/o a tool.

Yes, there are smarter tools than cheat sheets, but most people are no savvy enough to think of them and use them. The effect of continuously requiring password changes is that the passwords get weak, and security risks get introduced.

-t

[MarkLT1]

Originally Posted by turtle777 

You guys are clowns. When you talk about triple digit salary, do you mean a yearly income of $ 150 ?

Ummm.. actually, yes.. Lets see-

6-digit salary: $100,000 - $999,999
5-digit salary: $10,000 - $99,999
4-digit salary: $1,000 - $9,999
3-digit salary: $100 - $999 -> range which contains $150
2-digit salary: $10 - $99

[imitchellg5]

My bank has always required me to change my security questions once every three months. It does get annoying, but not as much as the way Apple requires us ADC members to change our password every few months.

[ghporter]

Originally Posted by turtle777 

I even doubt that changing the password increases security, at least NOT if you have to do it for dozens of accounts every quarter. For most people, changing their passwords will lead them to write passwords own. All security goes to hell at this point anyways. I know that many people at work write their passwords on cheat sheets, even though they know and have been told it's against company policy. But there is just no way how you can keep track of 20 ever changing passwords w/o a tool.

Yes, there are smarter tools than cheat sheets, but most people are no savvy enough to think of them and use them. The effect of continuously requiring password changes is that the passwords get weak, and security risks get introduced.

-t

Writing your password and storing it in some secure location is no security risk. That requires your little notebook to be locked up (if your banking passwords are in it), but that's all. Or as you point out, there are a number of password manager packages around, most of them being pretty decent at it. The whole "don't write down your password" mantra is about YOUR WORK COMPUTER'S PASSWORD, not passwords in general.

The Air Force requires users to change passwords relatively frequently, and that is good security. There's no rule against writing that password down, as long as it isn't left by your computer. I kept mine in my wallet, and let me remind you that I was also the Computer Security Officer for my unit. On that same point, the combination for a safe needs to be written down somewhere, or you'll wind up forgetting it and having a very expensive (but extremely secure) lump of metal. In the Air Force, safes with classified information in them have to have their combinations sealed in an envelope that's stamped with the classification level of what's stored in the safe, and then that envelope is stored in another safe (with at least that classification level). The combinations are written down. But they're secured. No problemo.

[Andhee]

Originally Posted by Mastrap 

Next thing you know they start serving warm Coke.

Pretty funny! Well done.

[lkrupp]

Originally Posted by turtle777 

[rant]

So one of my banks (a savings account) decided to require me to change ALL my security questions every 3 months. WTF ?

How does that increase my security ?

Needless to say, I wrote the bank, told them to stop doing this crap. They responded and said that this was to comply with federal regulations. What a bunch of BS.

Too bad for them, I promptly moved my double digit savings to a different bank.

What the hell are they thinking ?

[/rant]

-t

Ok, tell your bank you will sign a release absolving them of all responsibility if your account is compromised and emptied out by the bad guys if they will let you opt out of their draconian security requirements. Somehow I don't think you would go for that.

[turtle777]

Originally Posted by lkrupp 

Ok, tell your bank you will sign a release absolving them of all responsibility if your account is compromised and emptied out by the bad guys if they will let you opt out of their draconian security requirements. Somehow I don't think you would go for that.

I know, trying to argue about that is useless.

That's why I moved my money out. If enough people do it, they might start thinking about it.

-t

[SVass]

I have a friend who has the same answer to every security question (the name of her pet dog). So the questions do not matter. sam

[torsoboy]

Originally Posted by turtle777 

You guys are clowns. When you talk about triple digit salary, do you mean a yearly income of $ 150 ?

So I had a substantial amount of Benjamins there, not anymore.

-t

I've always heard of it as a six figure salary if it is in the hundreds of thousands. Never heard of a triple digit salary... I would think that means less than $1000 if I heard it (I thought your double digit money was sarcasm because I thought you meant <$100).

On topic: Changing the questions every three month is very excessive, and I would probably move my money as well. What a pain. I have online accounts with three banks and a stock trading company and none of them make me change my questions. Ever. Password, yes. Questions, no.

[turtle777]

Originally Posted by SVass 

I have a friend who has the same answer to every security question (the name of her pet dog). So the questions do not matter. sam

Yes, it's that kind of stuff people resort to when the "security" gets overly excessive.

-t

[turtle777]

Originally Posted by torsoboy 

I've always heard of it as a six figure salary if it is in the hundreds of thousands. Never heard of a triple digit salary... I would think that means less than $1000 if I heard it (I thought your double digit money was sarcasm because I thought you meant <$100).

Maybe it's because of my financial background. The smallest denomination I deal with is thousands of $.

-t

[Buckaroo]

Originally Posted by Eriamjh 

Double-digit? You mean up to $99?

I was thinking the exact same thing when i read double-digit. HA! You beat me to the comment. Looks like everyone else did too.

[hayesk]

Originally Posted by imitchellg5 

My bank has always required me to change my security questions once every three months. It does get annoying, but not as much as the way Apple requires us ADC members to change our password every few months.

Not for all of them. Maybe they started doing that on new accounts. I've had the same ADC password for years and have never been asked to change it.

[MacosNerd]

Originally Posted by turtle777 

You guys are clowns. When you talk about triple digit salary, do you mean a yearly income of $ 150 ?
-t

Originally Posted by MarkLT1 

Ummm.. actually, yes.. Lets see-

6-digit salary: $100,000 - $999,999
5-digit salary: $10,000 - $99,999
4-digit salary: $1,000 - $9,999
3-digit salary: $100 - $999 -> range which contains $150
2-digit salary: $10 - $99

I guess math isn't his strong point

[turtle777]

Originally Posted by MacosNerd 

I guess math isn't his strong point

Those are 3,4,5 FIGURE salaries, not digit. At least I know them under that term See torsoboy's post.

-t

[MarkLT1]

Originally Posted by turtle777 

Those are 3,4,5 FIGURE salaries, not digit. At least I know them under that term See torsoboy's post.

-t

I always looked at a digit as a single integer from 0 to 9. Thus, a 3-digit number (salary, figure, whatever) contains 3 numbers from 0-9. 150 would be three digits, so $150 as a salary would be a 3 digit salary. Different strokes I guess

Edit: I guess one could argue that there would be no salary with a major unit less than a thousands, so in that case, a "3-digit" salary could be $xyz,000 I suppose?

[turtle777]

Originally Posted by MarkLT1 

Edit: I guess one could argue that there would be no salary with a major unit less than a thousands, so in that case, a "3-digit" salary could be $xyz,000 I suppose?

Yes, that's it. Salaries (which are typically given on a yearly basis) would rarely be under $ 1,000, at least in the US That;s why salaries are often given as 60k or 100k.

So "2 figure" is between 10k and 99k, "3 figure" is 100 to 999k.

-t

[osiris]

Security is a mattress stuffed with 100s, and a loaded Glock.

[Luca Rescigno]

Google search for "three figure salary" = 655 results
Google search for "six figure salary" = 162,000 results

The internet said so, so it must be true.

[osiris]

And the internet is always right, dagnabit.