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1) iPhoto is installed by default. It can easily be moved to the trash.
2) Those script are run at startup and obviously (daily, weekly and monthly). The only time you may need to run them is if you keep your system on for VERY long periods of time in sleep mode. Sleep mode will not execute the scripts.
Also, I do believe there is an advanced (or custom) setting with regards to installing the OS. You may be able to select which applications are installed at that point.