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Lifelock, Identity Truth, others?
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Mac Enthusiast
Join Date: Nov 1999
Location: Hanson, MA
Status:
Offline
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Hi all,
I'm becoming more and more concerned about identity theft, and was wondering if any of you belong to any of the companies that claim to protect your identity, and what are your experiences so far? I've heard two or three advertise on the radio/TV, I'm sure there are more. I'd like to hear the ones any of you have had dealings with, positive or otherwise. Thanks.
Tom
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Addicted to MacNN
Join Date: Oct 2002
Location: Washington, DC
Status:
Offline
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http://www.nytimes.com/2008/05/24/bu...oney.html?8dpc
I don't know very much about these services' full range of supposed benefits, but one of their main functions is to put a fraud alert on your credit file (requiring credit companies to take extra steps to confirm your identity), which is something that you can easily do yourself, for free.
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"One ticket to Washington, please. I have a date with destiny."
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Posting Junkie
Join Date: Jan 2006
Location: Colorado
Status:
Offline
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Some banks provide an equivalent service for free or a small fee.
(
Last edited by imitchellg5; Sep 13, 2008 at 08:10 PM.
)
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Professional Poster
Join Date: Feb 2002
Location: Why do you care?
Status:
Offline
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I use my bank's service. It's around $12.00/month and I can check my credit reports and scores as many times as I want and it alerts me when there is any activity in any of my credit reports (inquiries, new accounts, changes in credit limits, etc.).
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Moderator Emeritus
Join Date: Apr 2001
Location: Up In The Air
Status:
Offline
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The owner of lifelock had his identity stolen, after he blitzed his SocSec number in all the ads. Seriously, he's had it stolen about 20 times. LifeLock has only paid out to customers whose ID has been stolen 3 times, with no stats available on how many claims they've denied.
http://www.bargaineering.com/article...rotection.html is how to do it yourself.
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