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I signed up for the 1 month free XBOX Live Gold membership but I found on Buy.com they have 13 months for $44. Can I buy that and use it with my current account without having to get a new username?
You'll never have to get another gamer tag. If your Gold membership expires, you'll just be bumped down to Silver status - your XB Live account will remain active and you can upgrade back up to Gold at any point.