[REVBCO]

I cashed out my apple stock at $175 and opened a Vanguard Roth IRA account. $4500 is sitting in cash right now, and I plan on trying to add the max every year. So I am looking for funds to invest for the long term.

So my questions are...
What kind of interest rates do you get on your mutual funds?
What types of funds are you invested in?
Any funds you would stay away from?
Any suggestions or recommendations as far as funds to invest in?

B.

[mindwaves]

I don't do mutual funds. I prefer ETFs because of the much lower overhead. Right now, I am into bond funds. Cannot go wrong with TIP and AGG, two of the biggest bond funds. They are doing well this year and with a month dividend of around 0.80 and 0.40, respectively per share, it is pretty good.

[zombie punk]

It's doubtful whether ETFs have lower overhead than mutual funds for most long term investors. Bonds are not a bad place to hide in a choppy market, but they are lower return over the long term than the market as a whole. What do you mean by 'long term'?

[REVBCO]

Long term in my eyes is 5+ years. Well really until I am 65+, so 40 Years.