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Moving home to save money
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maxintosh
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Apr 15, 2008, 04:46 PM
 
So I graduated college last year and stuck around NYC to work for the year. I love the city, but the cost of living is killing me and I've been unable to put anything away into savings. I'm planning on going to grad school a year from September (in Chicago, if I get into the program I want to) and want to save up some cash. A position in my firm's Boston office, outside of which I'm from, just opened and they said I'm qualified for it. So I'm thinking about taking it and living with mom for a year, commuting to work, and putting away a ton of money before I go back to school.

The downsides are: my friends are all still in NYC, my social life will be rather dull, I would have to leave my sports team, and forget dating.
The obvious benefits: Tons o' cash in the bank. Would be able to pay for two vacations over the next year I've been hoping to be able to take.

I suppose an alternative is just taking out a loan before I go grad school, but I'm not a big fan of debt.

Anyone faced a similar situation and survived to tell the tale? I think the weird part about going to college in NYC is that, unlike a school in the middle of nowhere, all your friends pretty much stay put after graduation. It's like college never ended.
     
Cold Warrior
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Apr 15, 2008, 05:56 PM
 
I say get out. Financial freedom now will set you up for success later. Staying in NYC just to hang with your friends seems short-sighted.
     
Tesselator
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Apr 15, 2008, 06:04 PM
 
This is the standard in Japan. Move out for college, move back in after. This helps
everyone out. They usually stay there till marriage too but sometimes even after
depending on the age of the parents, if kids are involved, and how the wife gets
along. Sometimes the married couple ends up at the wife's parents house. This
has a very positive affect on the community as a whole and on the individuals
too. I was raised in the USA and from that consciousness I couldn't imagine doing
that but one here it all just makes sense. There are many three and four generation
family living arrangements here. 20 years ago here that was the norm but these
days it's probably only 25% to 50% of the cases.

Anyway I think it's a good thing!
"Those who expect to reap the blessings of freedom must, like men, undergo the fatigue of supporting it!"
- Thomas Paine
     
Oisín
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Apr 15, 2008, 08:10 PM
 
The downsides are: my friends are all still in NYC, my social life will be rather dull, I would have to leave my sports team, and forget dating.
Boston’s still a city of about four million people.

Friends? You’ll make new ones.
Social life? See above.
Sports team? You can join a new one.
Dating? You don’t need 17 million people for a date.

And it’s not like Boston is a million miles away from New York, either.

I say go for it. I certainly would.
     
maxintosh  (op)
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Apr 15, 2008, 11:27 PM
 
Thanks for the insight all.

Originally Posted by Oisín View Post
Boston’s still a city of about four million people.

Friends? You’ll make new ones.
Social life? See above.
Sports team? You can join a new one.
Dating? You don’t need 17 million people for a date.

And it’s not like Boston is a million miles away from New York, either.

I say go for it. I certainly would.
4 million? There are 600K in Boston, 8 mil in NYC.

Sports -> From what I know, the amateur boxing scene is pretty weak in Boston.
Dating -> Mom's pretty conservative, and I'm gay. Two factors working against me.
( Last edited by maxintosh; Apr 16, 2008 at 12:00 AM. )
     
CheesePuff
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Apr 15, 2008, 11:52 PM
 
Originally Posted by maxintosh View Post

4 million? There are 600K in Boston, 8 mil in NYC.
Metropolitan area has 4.4 million people.
     
maxintosh  (op)
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Apr 16, 2008, 12:12 AM
 
Originally Posted by CheesePuff View Post
Metropolitan area has 4.4 million people.
Oh, ok. Well, NYC's is closer to 22 mil these days.
     
Tesselator
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Apr 16, 2008, 12:24 AM
 
Gee, and I wanna live in a town with a population of <100

100 people that is... not 100 million.
"Those who expect to reap the blessings of freedom must, like men, undergo the fatigue of supporting it!"
- Thomas Paine
     
Rumor
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Apr 16, 2008, 12:40 AM
 
Originally Posted by maxintosh View Post
Thanks for the insight all.



4 million? There are 600K in Boston, 8 mil in NYC.

Sports -> From what I know, the amateur boxing scene is pretty weak in Boston.
Dating -> Mom's pretty conservative, and I'm gay. Two factors working against me.
If a play comes your way called "Blade to the Heat", I would recommend seeing it. It is about a gay boxer in the 50's.
I like my water with hops, malt, hops, yeast, and hops.
     
Railroader
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Apr 16, 2008, 01:40 AM
 
Originally Posted by Tesselator View Post
Gee, and I wanna live in a town with a population of <100

100 people that is... not 100 million.
I don't even live in a town. In fact, most people who grew up near here don't even know the name of the area. I can see one house from the property and just barely. I like it!
     
RAILhead
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Apr 16, 2008, 07:06 AM
 
Something about taking vacations leads to feel that's why you haven't saved too much....
"Everything's so clear to me now: I'm the keeper of the cheese and you're the lemon merchant. Get it? And he knows it.
That's why he's gonna kill us. So we got to beat it. Yeah. Before he let's loose the marmosets on us."
my bandmy web sitemy guitar effectsmy photosfacebookbrightpoint
     
MacosNerd
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Apr 16, 2008, 07:29 AM
 
The responsible act would be to go home and save money for your future. There will be time enough to go out partying and I'm sure you'll make new friends and find things to do in Boston. I live in Boston and they don't roll up the sidewalks at 6:00pm. You'd be amazed, we actually have nightclubs, movies, the Theater, restaurants, etc.

One thing to also keep in mind, you need moving back home will be an adjustment for you and your parents.
     
Oisín
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Apr 16, 2008, 07:50 AM
 
Originally Posted by maxintosh View Post
Sports -> From what I know, the amateur boxing scene is pretty weak in Boston.
Dating -> Mom's pretty conservative, and I'm gay. Two factors working against me.
Doesn’t mean it can’t be done, surely. The boxing scene might not be all that big in Boston (I wouldn’t even begin to know), but it’s still there, right? Weak (compared to New York) is still better than nothing.

As for the dating part—just tell your ma you got hitched already, then, problem solved.

Or just go to his place instead.

(I remember your picture, by the way. The conservative mum might be a factor working against you in the dating department, but I sincerely doubt the gay thing will be.)
     
alligator
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Apr 16, 2008, 08:29 AM
 
When you think of yourself looking back on your life 20 years from now, which choice do you see yourself regretting? Choose the other one.
     
Eug
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Apr 16, 2008, 08:49 AM
 
If I were in your shoes, I'd probably go back to Boston for the year.

That said, I really don't like Boston. It's much, much less interesting than NYC.
     
ghporter
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Apr 16, 2008, 09:00 AM
 
Get out there. Real friends will stay in touch, and there are a lot of people you haven't met in Boston. And besides, you should probably spend the first 6 months or more focusing on your new job (doing homework and research, finishing up stuff for and planning your next day, even working on your wardrobe) rather than worrying about socializing right away. (This makes you look "dedicated", but actually just gives you a leg up on your peers.) And socializing will happen on its own, as you settle into the job.

As for your future social life, how well will "I live with Mom" work with that? Wouldn't "I live in an efficiency while I'm getting a feel for where I really want to live" sound better?

Glenn -----OTR/L, MOT, Tx
     
Dakar the Fourth
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Apr 16, 2008, 09:03 AM
 
If you can stand living with your mother for a year, go for it.
     
maxintosh  (op)
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Apr 16, 2008, 09:04 AM
 
Originally Posted by Rumor View Post
If a play comes your way called "Blade to the Heat", I would recommend seeing it. It is about a gay boxer in the 50's.
Interesting... not about Emile Griffith?
     
maxintosh  (op)
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Apr 16, 2008, 09:05 AM
 
Originally Posted by RAILhead View Post
Something about taking vacations leads to feel that's why you haven't saved too much....
Well, I like to travel but I've only taken one vacation since beginning work and it was to Canada on the super-cheap.
     
maxintosh  (op)
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Apr 16, 2008, 09:08 AM
 
Originally Posted by MacosNerd View Post
The responsible act would be to go home and save money for your future. There will be time enough to go out partying and I'm sure you'll make new friends and find things to do in Boston. I live in Boston and they don't roll up the sidewalks at 6:00pm. You'd be amazed, we actually have nightclubs, movies, the Theater, restaurants, etc.

One thing to also keep in mind, you need moving back home will be an adjustment for you and your parents.
I know, I grew up there The sidewalks roll up at 2:00 am.
( Last edited by maxintosh; Apr 16, 2008 at 09:17 AM. )
     
RAILhead
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Apr 16, 2008, 09:18 AM
 
How do you roll up a sidewalk? Curfew?
"Everything's so clear to me now: I'm the keeper of the cheese and you're the lemon merchant. Get it? And he knows it.
That's why he's gonna kill us. So we got to beat it. Yeah. Before he let's loose the marmosets on us."
my bandmy web sitemy guitar effectsmy photosfacebookbrightpoint
     
maxintosh  (op)
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Apr 16, 2008, 09:28 AM
 
Originally Posted by RAILhead View Post
How do you roll up a sidewalk? Curfew?
No, the T (subway) stops running at midnight and everything else closes at 2:00 AM.
     
kikkoman
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Apr 16, 2008, 10:23 AM
 
I moved back home after school and found a decent paying full time job. In a couple years I managed to save enough money for a down payment on my house and still have money left in savings. I was even helping my parents with their bills. It was a positive experience for all.
     
Rumor
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Apr 16, 2008, 02:31 PM
 
Originally Posted by maxintosh View Post
Interesting... not about Emile Griffith?
Here is a review from the NYT.

I am sure it will vary from location to location. I saw it in San Francisco, and the cast was amazing.
I like my water with hops, malt, hops, yeast, and hops.
     
   
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