[besson3c]

Sorry Chongo, there are at least 4 threads about Obama and his deficiencies right now, it's hard to keep everything straight.

[Monique]

I agree that the best he can do is use the same people than during the Clinton administration.

He is intelligent but not a President which is totally the same thing.

You will wake up soon with a very very bad headache because you have elected another incompetent President. Unless he checks with Hillary what to do day in and day out.

He is not even good looking; now Denzel Washington is a very good looking African American man.

[TheWOAT]

Originally Posted by Monique 

I agree that the best he can do is use the same people than during the Clinton administration.

He is intelligent but not a President which is totally the same thing.

You will wake up soon with a very very bad headache because you have elected another incompetent President. Unless he checks with Hillary what to do day in and day out.

He is not even good looking; now Denzel Washington is a very good looking African American man.

Hillary lost, get over it.

[stupendousman]

Originally Posted by Monique 

He is not even good looking; now Denzel Washington is a very good looking African American man.

Looks aren't everything. Obama is a much better actor than Denzel though.

[TheWOAT]

Originally Posted by stupendousman 

Looks aren't everything. Obama is a much better actor than Denzel though.

Exactly, Denzel never won anything playing a positive and ispiring role while Obama did. Or maybe Hollywood is as racist as Public Enemy and Ice Cube said it was.

[ebuddy]

Originally Posted by besson3c 

ebuddy: of course the settlement in and of itself doesn't prove the righteousness of other side, but in absence of the proper research that would be needed to investigate this case, it provides more than Chongo's gut feelings.

His gut feeling was that people couldn't afford the loans. Why? Because they were denied loans. The class suit was brought on behalf of three loan applicants denied for "debt to income criteria", "collateral criteria", and "subordinate financing criteria". Lending institutions are interested in lending money because it shows as having money from which they can lend exponentially more money. The only problem with this relationship is when people cannot pay for the loans they've requested. So... a lending institution hedges its bets on the status of the borrower. It's a little late in the game to pretend that loan defaults and default swaps aren't somewhere in the middle of this housing "crisis". I provided a statement in the settlement itself guaranteeing loan help to lower income requests and credit counseling. In the 5th point of the settlement order it is further clarified that "There has been no finding of a pattern or practice of discrimination at Citibank." Absent any evidence of wrongdoing, your gut feeling is there was wrongdoing? I'd say your gut feeling is less substantiated than Chongo's.

I'm still not seeing evidence of what types of loans were involved. Your response simply addresses who and where they were intended for.

From the case;
All persons who are: African-American; and who applied for a first mortgage or refinance loan with Citibank for property located in Cook, DuPage, Lake or McHenry County, IL; and whose loan request was turned down between 7/6/92 and 12/31/95
The case was settled. The class counsel was satisfied with Citibank's settlement. Citibank settled due to expense of litigation, the plaintiff settled for same including uncertainty inherent in predicting the outcome of this Action.

[Super Mario]

Originally Posted by The Crook 

You're making claims without any evidence whatsoever, "railhead." And your claims don't even make sense anyway. The college plan isn't mandatory, so if the plans are the same, then the high school plan wouldn't be mandatory either. Therefore, Obama wouldn't "do anything" to parents who don't want their children to do 50 hours of community service.

Obama and his wife have hinted at making work or community service mandatory by using wording such as "Obama will require you to work."