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Car insurance gone wild, WTF? (Page 3)
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andi*pandi
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Sep 6, 2011, 01:50 PM
 
Originally Posted by Shaddim View Post
Except, mine is red.
A-ha! there's your problem! Everyone knows red cars have much higher insurance and ticketing rates than others.

Oh wait. Google says otherwise. Darn it!
     
Laminar
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Sep 6, 2011, 01:52 PM
 
Originally Posted by Shaddim View Post
Except, mine is red.
Shaddim posted pictures of something??? I think this is a first.

I'd actually enjoy that. "Why not get an Evo! What's wrong with the Exige S? You could have bought both for that much money!"
You should have bought 100 POS '80s Accords, then you can take pictures of them at odd angles and post them on the internet.
     
Laminar
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Sep 6, 2011, 01:53 PM
 
Originally Posted by subego View Post
The house across the street is giving you the finger.
It sees the car and is thinking, "What kind of jerk off owns that car. Probably a trust fund baby with tiny genitals, or some idiot with more money then sense."
     
The Final Dakar
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Sep 6, 2011, 01:55 PM
 
A Honda Prelude would have gotten better mileage and is just as fun.
*poker face*
     
Shaddim  (op)
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Sep 6, 2011, 02:54 PM
 
Originally Posted by The Final Dakar View Post
A Honda Prelude would have gotten better mileage and is just as fun.
*poker face*
Yep, a V6 Prelude gets a whopping 22MPG, that's just huge compared to the 17 of the Gallardo... oh wait.
Originally Posted by Laminar View Post
Shaddim posted pictures of something??? I think this is a first.

You should have bought 100 POS '80s Accords, then you can take pictures of them at odd angles and post them on the internet.
I've posted pics of things before, just not very often. I'm not a huge shutterbug.

Originally Posted by andi*pandi View Post
A-ha! there's your problem! Everyone knows red cars have much higher insurance and ticketing rates than others.

Oh wait. Google says otherwise. Darn it!
Gotta love those urban legends. I went ahead and just skipped collision altogether, I'd rather just pay out of pocket for my mistakes.

FWIW, it's not that I can't afford the insurance, it's the principle of the thing. I could buy a Koenigsegg or Pagani and get it insured through Lloyd's, or whoever would actually do it, but the thought of that just makes me itch.
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The Final Dakar
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Sep 6, 2011, 02:57 PM
 
Originally Posted by Shaddim View Post
Yep, a V6 Prelude gets a whopping 22MPG, that's just huge compared to the 17 of the Gallardo... oh wait.
A V6?! Jesus, what are you compensating for!?
     
SSharon
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Sep 6, 2011, 03:02 PM
 
Originally Posted by Shaddim View Post
I went ahead and just skipped collision altogether, I'd rather just pay out of pocket for my mistakes.
Does comprehensive still cover you for a hit and run or if a tree falls on the car? It would suck to have to pay out of pocket for someone else's mistake. I guess I would rather spend the extra few bucks on peace of mind.
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Spheric Harlot
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Sep 6, 2011, 03:09 PM
 
Originally Posted by Shaddim View Post
Except, mine is red.


**** me. That's lovely — for a Lambo. I do prefer less edgy designs (like the R8 ), but I can see the appeal.

Originally Posted by Shaddim View Post
I've never understood the "he's compensating for something" thoughts either. Jealous wankers.
My reference came from the background of living in the red-light district off Reeperbahn for years.

If some dumbass pimp walks out of the bar every fifteen minutes to rev up his car, drive it 500 feet around the block, and park it again, he's doesn't own the car because it's such a great ride. He owns it because pissing on the street corners to mark his territory would make him indiscernible from thousands of drunken partygoers.

Me, I'm not jealous. An Aston would make me jealous, or a '73 Alfa GT 1300 Junior.
     
Spheric Harlot
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Sep 6, 2011, 03:14 PM
 
Originally Posted by Shaddim View Post
I could buy a Koenigsegg
THERE you go!
Oh, the CCX...


:drool:
     
The Final Dakar
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Sep 6, 2011, 03:17 PM
 
koenigsegg
*giggle*
     
Athens
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Sep 6, 2011, 05:11 PM
 
V6 Prelude? That must be a engine swap because no Prelude ever came with a V6. Always been a inline 4 from First Gen to 5th Gen. My Lude is 24 years old looks like crap needs a lot of work but is still my preferred car, good on gas and dam fun to drive. Focus isn't bad but its just not the same.

Now this is a sports car



AT 88 Miles per hour you get a lot of pretty lights and flashes going its so fast.....
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Laminar
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Sep 6, 2011, 05:13 PM
 
lolol
     
Shaddim  (op)
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Sep 6, 2011, 05:44 PM
 
Originally Posted by Athens View Post
V6 Prelude? That must be a engine swap because no Prelude ever came with a V6. Always been a inline 4 from First Gen to 5th Gen. My Lude is 24 years old looks like crap needs a lot of work but is still my preferred car, good on gas and dam fun to drive. Focus isn't bad but its just not the same.
Well, can't say I know much about Hondas, I thought stuff like this was normal.

There is a Deloran around here. The guy who owns it takes it out for local car meets. Looks neat, but runs like crap and weighs about as much as a Suburban.
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Sep 6, 2011, 06:12 PM
 
Originally Posted by Athens View Post
V6 Prelude? That must be a engine swap because no Prelude ever came with a V6. Always been a inline 4 from First Gen to 5th Gen. My Lude is 24 years old looks like crap needs a lot of work but is still my preferred car, good on gas and dam fun to drive. Focus isn't bad but its just not the same.
Speaking of it just not being the same
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Athens
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Sep 6, 2011, 06:38 PM
 
Both of mine side by side



The Jeep and Sonoma are parked under the building since they don't get used much these days with the high gas prices. Besides I prefer taking the Lude off road.
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Sep 6, 2011, 07:07 PM
 
Am I the only one who likes their sports cars with no ass and all hood? These mid-engine things wreck it for me.
     
Waragainstsleep
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Sep 6, 2011, 07:14 PM
 
Nothing wrong with mid-engines unless you're the poor bastard who has to rebuild them.
I have plenty of more important things to do, if only I could bring myself to do them....
     
ShortcutToMoncton
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Sep 6, 2011, 07:16 PM
 
Originally Posted by subego View Post
Am I the only one who likes their sports cars with no ass and all hood? These mid-engine things wreck it for me.
You mean Porsche?
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subego
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Sep 6, 2011, 07:33 PM
 
If it's a 911, sure, but there are non-Porsche examples. Like, say, the Weismanns mentioned upthread.
     
Shaddim  (op)
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Sep 6, 2011, 08:31 PM
 
or like the Jag E-Type

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subego
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Sep 6, 2011, 09:04 PM
 
What's with all the cars on the lawn?

(but yes, exactly like that)
     
imitchellg5
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Sep 6, 2011, 09:37 PM
 
Originally Posted by ShortcutToMoncton View Post
You mean Porsche?
Or the Merc SLR or SLS? The SLS made my jaw drop the first time I saw one on the street.
     
subego
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Sep 6, 2011, 09:50 PM
 
I'm sure I'm coming off as a curmudgeon, but I haven't liked a Mercedes in 15 years.

Used to love them though when the designs were cleaner.
     
imitchellg5
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Sep 6, 2011, 09:52 PM
 
I haven't really either, and I don't think the SLS looks a lot like a Mercedes should, but I do think it's a fantastic looking car.
     
Shaddim  (op)
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Sep 6, 2011, 09:54 PM
 
Originally Posted by subego View Post
I'm sure I'm coming off as a curmudgeon, but I haven't liked a Mercedes in 15 years.

Used to love them though when the designs were cleaner.
I think I've mentioned it before, but to me owning a Merc says, "I wanted an expensive car but really didn't know what to buy". Now, some Mercs are very nice, but there's just something very "vanilla" about them.
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imitchellg5
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Sep 6, 2011, 09:57 PM
 
Originally Posted by Shaddim View Post
I think I've mentioned it before, but to me owning a Merc says, "I wanted an expensive car but really didn't know what to buy". Now, some Mercs are very nice, but there's just something very "vanilla" about them.
I always thought that about the base C-class, just like I think about the base 3 series. Somebody just bought them because it's the quickest and easiest way into an expensive name.
     
BLAZE_MkIV
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Sep 6, 2011, 10:02 PM
 
I went to USAAs site so see what they'd quote me and they don't even have lamborgini in the list of makes. If you have a delorean they'll hook you up though.
     
subego
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Sep 6, 2011, 10:07 PM
 
Originally Posted by imitchellg5 View Post
I always thought that about the base C-class, just like I think about the base 3 series. Somebody just bought them because it's the quickest and easiest way into an expensive name.
Back in the day though, the 190 was awesome.

It does need the right color paint or it looks funky.
     
imitchellg5
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Sep 6, 2011, 10:13 PM
 
Yeah, that was back during the over-engineering and no-costs-barred days. The 190E drove and felt like a small 300E, now it just feels cheap. (Though the 2012 model looks like it may offer some improvement).
     
hayesk
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Sep 7, 2011, 10:57 AM
 
Originally Posted by imitchellg5 View Post
I always thought that about the base C-class, just like I think about the base 3 series. Somebody just bought them because it's the quickest and easiest way into an expensive name.
That would be the B200. Although if you want luxury features in a hatch, there aren't many options.
     
imitchellg5
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Sep 7, 2011, 11:23 AM
 
I forgot about the B class because it isn't in the US.
     
Doc HM
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Sep 8, 2011, 06:06 PM
 
Originally Posted by Snow-i View Post
Have you asked the insurance company why its so much more expensive than you would think?
With rare cars quotes from company to company can very hugely. This is because most will only have one or two examples of this car on their books. With a standard car the large numbers average out ear companies experience with the car. Co no 1 may have had all it's Lambo's crash so will weight them very heavily while Co no 2 may have never paid out on one. While it wont ever be cheap they will weight in favour of their own experience with each car.

When I had a Citroen XM estate the cost varied wildly from co to co, while on my Mondeo they were all ball park.
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Spheric Harlot
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Sep 8, 2011, 06:20 PM
 
Originally Posted by Doc HM View Post
Citroen XM estate.
Oooh.
     
Doc HM
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Sep 8, 2011, 07:02 PM
 
Originally Posted by Spheric Harlot View Post
Oooh.
Yes it was bloody lovely. I never had every electrical system working at the same time n all the time I had it.

Fully loaded, £25,000 new, I bought it 18 months old for £8000 from a Citroen main dealer. Sold it when it was 3 years old for £1200.

Can you spell depreciation. They do seem to actually be going UP in value again now though.
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vmarks
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Sep 8, 2011, 07:50 PM
 
This thread is worthless without more pics of the V12 E-Type.

Shots should be taken with hood open and closed, preferably.

Also, I wish I'd known about such things back when I was more regularly driving through Knoxville between Raleigh and Nashville.

Congratulations. Make sure you enjoy it.
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hayesk
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Sep 9, 2011, 11:31 AM
 
Originally Posted by Shaddim View Post
Except, mine is red.
I've never understood the "he's compensating for something" thoughts either. Jealous wankers.
It's the good attention/bad attention thing. Kids act up because they crave attention. Same with adults. Some use luxury cars to do it. They don't consciously believe it, but it's often because they feel they can't get attention based on their personal qualities. Sometimes they're right, sometimes they're wrong.

I hate the notion that every middle aged person that buys a luxury car is having a mid-life crisis. That's typically just BS. The real reason is that they've always wanted a luxury car, but just couldn't afford one until later in life.

I'm barely affording $400 per month for my car because I'm saving for my kids education, and saving for retirement. When my kids are grown, and my retirement fund is fully stocked, I'll be able to afford much more per month for a luxury car, should I choose to buy one.
     
Laminar
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Sep 9, 2011, 03:05 PM
 
$400/month for a car?? Yikes. I'm loving no car payments...
     
Athens
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Sep 9, 2011, 03:44 PM
 
im doing $595 a month, (275 bi-weekly x 26 weeks a year)

+ 75 a month basic insurance
+ 90 a month for third party insurance to cover everything else.
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Sep 10, 2011, 04:46 AM
 
$0 per month.
Unless you count the servicing, then it's around $3,000 a year.
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brassplayersrock²
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Sep 10, 2011, 02:59 PM
 
Doofy, what kind of "servicing" costs you that much a year? How many "services" do you need anyways?
     
Doofy
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Sep 10, 2011, 04:15 PM
 
Originally Posted by brassplayersrock² View Post
Doofy, what kind of "servicing" costs you that much a year?
That's basically an oil change and a look-over.
(by a Bentley specialist)
Been inclined to wander... off the beaten track.
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subego
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Sep 10, 2011, 05:16 PM
 
For a Cessna.
     
Shaddim  (op)
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Sep 11, 2011, 12:21 AM
 
Originally Posted by subego View Post
For a Cessna.
check out the price of the standard service for a Merc S-class, there's some serious money spent there.

BTW, I took the Lambo in and it cost $520, and I felt very fortunate.
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Laminar
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Sep 11, 2011, 01:55 AM
 
What, no "Maintenance costs gone wild, WTF?" thread?
     
Shaddim  (op)
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Sep 11, 2011, 02:06 AM
 
Originally Posted by Laminar View Post
What, no "Maintenance costs gone wild, WTF?" thread?
No. It was actually quite reasonable. for Audi.
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Sep 11, 2011, 01:20 PM
 
iPhone 4: [32GB]
iPad 2: [16GB | WiFi]
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hayesk
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Sep 12, 2011, 12:53 PM
 
Originally Posted by Laminar View Post
$400/month for a car?? Yikes. I'm loving no car payments...
Yes, and that's a relatively cheap car ($18K) - it was $350/month for 5 years, but I increased the payment to pay it off sooner and save interest.

I'm curious, how much to you think a car costs that $400/month seems high to you?
     
Athens
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Sep 12, 2011, 01:13 PM
 
What interest rate are you paying on your car?
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Laminar
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Sep 12, 2011, 02:28 PM
 
Originally Posted by hayesk View Post
I'm curious, how much to you think a car costs that $400/month seems high to you?
That's...not a sentence.
     
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Sep 12, 2011, 02:29 PM
 
to = do
     
 
 
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