Welcome to the MacNN Forums.

If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below.

You are here: MacNN Forums > Community > MacNN Lounge > Apple finally offering financing in Canada

Apple finally offering financing in Canada
Thread Tools
Athens
Addicted to MacNN
Join Date: Jan 2003
Location: Great White North
Status: Offline
Reply With Quote
Aug 7, 2011, 05:30 PM
 
Was just browsing around in the Apple store today and noticed that Apple Financing through TD is now available, a option that has been there for the US store for a few years now. This is a nice addition and a long over due one. This is more a FYI thread since I can't see much discussion about it.
Blandine Bureau 1940 - 2011
Missed 2012 by 3 days, RIP Grandma :-(
     
ort888
Addicted to MacNN
Join Date: Feb 2001
Location: Your Anus
Status: Offline
Reply With Quote
Aug 9, 2011, 02:32 PM
 
Unless things have changed, Apple's financing terms suck. Buying it with a credit card should be a better deal for 99% of the population if you can't afford to pay for it in one shot.

When I was 20, I borrowed $2,500 from the bank to buy my first computer. 6 months later I owed more money on it then it was worth. Looking back it was a terrible deal... but it did get me a computer and helped me start my career... so who knows...

My sig is 1 pixel too big.
     
ShortcutToMoncton
Addicted to MacNN
Join Date: Sep 2000
Location: The Rock
Status: Online
Reply With Quote
Aug 9, 2011, 02:53 PM
 
This may allow me to own another thing that I cannot afford. *fist pump* Yessssssssss.
Mankind's only chance is to harness the power of stupid.
     
SSharon
Professional Poster
Join Date: Jan 2003
Location: Teaneck, NJ
Status: Offline
Reply With Quote
Aug 9, 2011, 03:07 PM
 
How long do the payment plans usually last? Wouldn't saving $35/month for a year work better for most people?
AT&T iPhone 5S and 6; 13" MBP; MDD G4.
     
Big Mac
Clinically Insane
Join Date: Oct 2000
Location: Los Angeles
Status: Offline
Reply With Quote
Aug 9, 2011, 03:10 PM
 
You're not going to get much of a Mac for $420. For some financing is necessary.

"The natural progress of things is for liberty to yield and government to gain ground." TJ
     
SSharon
Professional Poster
Join Date: Jan 2003
Location: Teaneck, NJ
Status: Offline
Reply With Quote
Aug 9, 2011, 03:14 PM
 
Originally Posted by Big Mac View Post
You're not going to get much of a Mac for $420. For some financing is necessary.
haha, I think I meant to write 3 years since that is a reasonable average life for a Mac.
AT&T iPhone 5S and 6; 13" MBP; MDD G4.
     
Athens  (op)
Addicted to MacNN
Join Date: Jan 2003
Location: Great White North
Status: Offline
Reply With Quote
Aug 9, 2011, 03:36 PM
 
It can be useful in some situations, like for example iMac gets hit by foot ball, knocking it off the desk causing to much damage to repair. Spending the next 6 months saving up the dough isnt much of a option if you need a computer now, financing is a option. The only thing good about going through Apple is if you have it paid in 3 months its interest free. Personally would use my line of credit which is only 6%.
Blandine Bureau 1940 - 2011
Missed 2012 by 3 days, RIP Grandma :-(
     
ShortcutToMoncton
Addicted to MacNN
Join Date: Sep 2000
Location: The Rock
Status: Online
Reply With Quote
Aug 9, 2011, 05:21 PM
 
I think we should think of more useful situations:

- For example iMac gets smashed in a violent domestic dispute
- For example iMac gets accidentally front-kicked during a P90x session
...
Mankind's only chance is to harness the power of stupid.
     
SpaceMonkey
Addicted to MacNN
Join Date: Oct 2002
Location: Washington, DC
Status: Offline
Reply With Quote
Aug 9, 2011, 05:23 PM
 
iMac gets smashed by angry British yewts on vacation in Canada.

"One ticket to Washington, please. I have a date with destiny."
     
ort888
Addicted to MacNN
Join Date: Feb 2001
Location: Your Anus
Status: Offline
Reply With Quote
Aug 9, 2011, 05:27 PM
 
iMac becomes self aware and runs away to hitchhike across Europe.

My sig is 1 pixel too big.
     
Railroader
Banned
Join Date: Jun 2005
Location: Indy.
Status: Offline
Reply With Quote
Aug 9, 2011, 06:45 PM
 
Originally Posted by SpaceMonkey View Post
yewts
I love that word.
     
lpkmckenna
Addicted to MacNN
Join Date: Jul 2004
Location: Toronto
Status: Offline
Reply With Quote
Aug 9, 2011, 08:28 PM
 
     
SSharon
Professional Poster
Join Date: Jan 2003
Location: Teaneck, NJ
Status: Offline
Reply With Quote
Aug 10, 2011, 11:26 AM
 
Originally Posted by ShortcutToMoncton View Post
I think we should think of more useful situations:

- For example iMac gets smashed in a violent domestic dispute
- For example iMac gets accidentally front-kicked during a P90x session
...
OK, but why stop at iMacs? Apple portables have been expanding and exploding for years.
AT&T iPhone 5S and 6; 13" MBP; MDD G4.
     
Athens  (op)
Addicted to MacNN
Join Date: Jan 2003
Location: Great White North
Status: Offline
Reply With Quote
Aug 10, 2011, 12:23 PM
 
at iMacs or for iMacs

Most people who buy a portable with no real need to but that fact its portable are wasting money. The computer is used as a desktop its entire life and used as a laptop maybe a few times. You get way more machine for less with the iMac. People that already have older macbooks I generally say keep it as your portable and replace the battery every couple years if you actually travel a lot and go with a desktop. Most people only do email, web surf and IM when on the go which any older laptop can do. For those that ACTUALLY travel and a lot a laptop makes sense.

Besides every example given applies to the Macbook's as well.
Blandine Bureau 1940 - 2011
Missed 2012 by 3 days, RIP Grandma :-(
     
ShortcutToMoncton
Addicted to MacNN
Join Date: Sep 2000
Location: The Rock
Status: Online
Reply With Quote
Aug 10, 2011, 12:27 PM
 
- Macbook Pro logic board fries 2.5 years after you bought it, effectively rendering it worthless, and you didn't get the extended warranty*

*True story. I bought an iMac. Not with financing.
Mankind's only chance is to harness the power of stupid.
     
Athens  (op)
Addicted to MacNN
Join Date: Jan 2003
Location: Great White North
Status: Offline
Reply With Quote
Aug 10, 2011, 12:46 PM
 
Plane crash you walk away from but Macbook Air does not (fully)

Blandine Bureau 1940 - 2011
Missed 2012 by 3 days, RIP Grandma :-(
     
hayesk
Guest
Status:
Reply With Quote
Aug 10, 2011, 12:58 PM
 
Like ort888, I too took out a loan when I was young. The computer depreciates faster than the principle on the loan. And after a couple of years, it sucks to have to pay for something that you know is outdated.

Now, I put money away in a high-interest savings account when I don't need it. Then the money is there for when I do.

But if you need a computer now, and don't have the money, and if you are reliable with money, find a friend or relative that has a line of credit/credit card with a better interest rate than what Apple financing offers. Have them buy your Mac. Pay them back over whatever time you agree on at their interest rate +1%. Win-win.
     
kmkkid
Professional Poster
Join Date: Mar 2002
Location: Brantford, ON. Canada
Status: Offline
Reply With Quote
Aug 10, 2011, 06:49 PM
 
I noticed it last weekend and signed up.

I can pay anything I would buy off in 3 months, so it's a good deal for me; if not only because futureshop seems to purposely sell defunct Apple products.

Oh and BTO for same as cash is also good!
     
Eug
Clinically Insane
Join Date: Dec 2000
Location: Caught in a web of deceit.
Status: Offline
Reply With Quote
Aug 10, 2011, 10:22 PM
 
If you can't afford a new Mac, meaning you'd have to finance for a year or something to get it, then consider getting an old refurb. If you're that short on cash, you don't need to have the latest and greatest.
     
   
Thread Tools
 
Forum Links
Forum Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Top
Privacy Policy
All times are GMT -4. The time now is 10:20 PM.
All contents of these forums © 1995-2017 MacNN. All rights reserved.
Branding + Design: www.gesamtbild.com
vBulletin v.3.8.8 © 2000-2017, Jelsoft Enterprises Ltd.,