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Just paid off my car now what?
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Mac Elite
Join Date: Apr 2005
Location: Nashville, TN
Status:
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It's a 2006 civic EX 4 dr w/ 72k miles.
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"I'm sick of following my dreams. I'm just going to ask them where they're goin', and hook up with them later"
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Mac Elite
Join Date: Jun 2001
Location: Chicago
Status:
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Drive it and enjoy that paid-for car smell!
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Posting Junkie
Join Date: Jan 2006
Location: Colorado
Status:
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Trade it in for something else? Why do people seem to love being in debt? Pisses me off.
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Clinically Insane
Join Date: Jul 2005
Location: Vacation.
Status:
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Celebrate by locating boobies and motorboating.
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Professional Poster
Join Date: Sep 2002
Location: New York, NY
Status:
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Buy a new car to piss off imitchellg5.
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Vandelay Industries
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Posting Junkie
Join Date: Jan 2006
Location: Colorado
Status:
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I see what you did there.
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Mac Elite
Join Date: Aug 2006
Location: Denver, CO
Status:
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Beer!
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Mac Elite
Join Date: Sep 2004
Location: /OV DRK 142006
Status:
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Originally Posted by imitchellg5 
Trade it in for something else? Why do people seem to love being in debt? Pisses me off.
Seriously. If you're already used to living without needing that money, put it into savings or paying off other debt. It's like it doesn't even cross people's minds to keep the car. Drive it for another 5 years.
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Posting Junkie
Join Date: Apr 2007
Location: Iowa, how long can this be? Does it really ruin the left column spacing?
Status:
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Mac Elite
Join Date: Aug 2006
Location: Denver, CO
Status:
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Originally Posted by iLikebeer
Seriously. If you're already used to living without needing that money, put it into savings or paying off other debt. It's like it doesn't even cross people's minds to keep the car. Drive it for another 5 years.
I'm surprised you didn't vote for beer. 
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Professional Poster
Join Date: Dec 2000
Location: Chicago, Illinois
Status:
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Baninated
Join Date: Jun 2009
Status:
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Originally Posted by Laminar
Get a Lancer.
Then smash it! Then get another one! 
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Addicted to MacNN
Join Date: Oct 2002
Location: Washington, DC
Status:
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Sock away the amount you were forking over every month for your car payment and use it to pay cash for your next car.
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"One ticket to Washington, please. I have a date with destiny."
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Moderator  Join Date: Jan 2001
Location: Atlanta, GA
Status:
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Originally Posted by SpaceMonkey
Sock away the amount you were forking over every month for your car payment and use it to pay cash for your next car.
Quoted for truthiness.
I did that last year after paying off my passat and have a nice savings built up along with a sizable car fund for when I need to unload the VW (which is looking to be sooner rather than later).
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Mac Elite
Join Date: Jun 2001
Location: Chicago
Status:
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Originally Posted by -Q-
Quoted for truthiness.
I did that last year after paying off my passat and have a nice savings built up along with a sizable car fund for when I need to unload the VW (which is looking to be sooner rather than later).
+1
Also, the OP would likely have better luck with his late-model Honda. He's got a good 140K left in it before he has to do much at all.
Then again, beer is good too! 
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Clinically Insane
Join Date: Apr 2003
Location: 46 & 2
Status:
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"Those who expect to reap the blessings of freedom must, like men, undergo the fatigue of supporting it."
- Thomas Paine
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Moderator Join Date: Aug 2001
Location: Nobletucky
Status:
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Pocket the extra cash and drive it till it drops. Our Maxima has over 330k on it, and we appreciate not making payments on it for several years now. And I appreciate the good beer in my fridge. 
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Posting Junkie
Join Date: Mar 2005
Location: Louisiana
Status:
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Awesome! Congratulations, first of all. It's a great feeling.
Also...a Civic with only 72,000 miles? Drive that bad boy til 150,000 and save tons of money! Two of my first three cars were Civics, and each lasted around the 175,000 mark before I finally traded them off. I know for sure that one of them is still running, and I haven't owned it for six years.
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Games Meister  Join Date: Aug 2009
Location: Eternity
Status:
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You should buy a new HDTV.
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Posting Junkie
Join Date: Apr 2007
Location: Iowa, how long can this be? Does it really ruin the left column spacing?
Status:
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Originally Posted by The Final Dakar
You should buy a new HDTV.
BUT WHICH ONE allcaps
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Posting Junkie
Join Date: Jan 2006
Location: Colorado
Status:
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I feel like this thread/macfantn is cyclical.
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Posting Junkie
Join Date: Apr 2007
Location: Iowa, how long can this be? Does it really ruin the left column spacing?
Status:
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Originally Posted by imitchellg5
I feel like this thread/macfantn is cyclical.
Welcome to the party. Glad you finally made it.
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Registered User
Join Date: Apr 2001
Location: The Intertube
Status:
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1. refinance the car
2. use the proceed to buy AAPL.
3. refinance the AAPL shares
4. use the proceed to buy put option on GOOG.
Repeat step 1-4 until net asset = 0
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Addicted to MacNN
Join Date: Oct 2002
Location: Washington, DC
Status:
Offline
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I feel like these Laminar responses are cyclical.
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"One ticket to Washington, please. I have a date with destiny."
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Clinically Insane
Join Date: Jul 2005
Location: Vacation.
Status:
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Originally Posted by Sealobo
1. refinance the car
2. use the proceed to buy AAPL.
3. refinance the AAPL shares
4. use the proceed to buy put option on GOOG.
Repeat step 1-4 until net asset = 0
NOT this.
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Registered User
Join Date: Apr 2001
Location: The Intertube
Status:
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Originally Posted by Doofy
NOT this.
ok... let's see what happens in about 3 months.
worse case scenario macfantn's civic gets towed; but the upside is unlimited!
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Clinically Insane
Join Date: Jul 2005
Location: Vacation.
Status:
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Originally Posted by Sealobo
ok... let's see what happens in about 3 months.
worse case scenario macfantn's civic gets towed; but the upside is unlimited!
Oh, I agree that it's a sensible thing to do if you know what you're doing. But how many peeps fall into that category?
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Posting Junkie
Join Date: Nov 1999
Location: Cape Cod, MA
Status:
Offline
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My truck is paid off next month and the only thing I am looking forward to is driving it until it catches on fire and pocketing the 300 dollars every month.
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Games Meister Join Date: Aug 2009
Location: Eternity
Status:
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You could buy an xbox every month!
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Posting Junkie
Join Date: Nov 1999
Location: Cape Cod, MA
Status:
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In reality that money is going strait towards student loans.
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Clinically Insane
Join Date: Jul 2005
Location: Vacation.
Status:
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Sek and the OP: To be honest guys, I'd use half to pay down debts and put half into the rainy day fund. There's some real rainy days ahead.
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Games Meister Join Date: Aug 2009
Location: Eternity
Status:
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I got out from under them last year and, Jesus, that money adds up quick. I now know what a savings account looks like.
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Posting Junkie
Join Date: Nov 1999
Location: Cape Cod, MA
Status:
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My loan payments are only a bit over a hundred a month, so I plan on putting the rest away.
Rainy days have been present for the last two years. My savings have dwindled, but a lot of new work is on the horizon for us. Still, the construction industry is known for its quick ups and downs.
The last thing I'd do right now is accrue more debt.
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Mac Elite
Join Date: Aug 2006
Location: Denver, CO
Status:
Offline
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You could buy one of those new larger screened iPod touches and mount it in your car.
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Administrator  Join Date: Apr 2001
Location: San Antonio TX USA
Status:
Offline
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At 75K, a Civic that's been taken care of is in its prime. Keep it. Enjoy your ability to NOT make payments on something that works.
The only reason I traded in the Civic I had before my current one was that the dealer had the car I'd "always wanted," a Civic sedan in blue for a ludicrously great price. Otherwise, my 2002 Coupe would be in the garage instead of the sedan.
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Glenn -----OTR/L, MOT, Tx
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Posting Junkie
Join Date: Apr 2007
Location: Iowa, how long can this be? Does it really ruin the left column spacing?
Status:
Offline
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Mac Elite
Join Date: May 2005
Location: La Crosse, WI
Status:
Offline
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Originally Posted by Laminar
Buy a Jeep Liberty.
Ouch! Why you gotta be like that???
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2.3 GHz Intel i5 MacBook Pro
iPhone 4 - 16 GB - Black
8gb iPod Nano
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Posting Junkie
Join Date: Jan 2006
Location: Colorado
Status:
Offline
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Hey, you and the OP could trade cars! You'd get your Civic, he'd get a greeeeeaat Liberty.
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Mac Elite
Join Date: May 2005
Location: La Crosse, WI
Status:
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Hey, in defesne of the Liberty, it DOES only have 50k on it, and I haven't had a single real problem with it yet. Its completely loaded, moonroof, power everything, heated leather seats. Its really not that bad of a ride at all. The 14-18mpg SUCKS though! Plus I was more interested in getting something "different". I've had it for three years and I've just gotten bored and want something different. And I'd also like to get something different before something DOES go wrong with it. But yes, please, by all means, entertain yourselves and rip away on it.
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2.3 GHz Intel i5 MacBook Pro
iPhone 4 - 16 GB - Black
8gb iPod Nano
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Clinically Insane
Join Date: Jul 2005
Location: Vacation.
Status:
Offline
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Originally Posted by sdilley14
Hey, in defesne of the Liberty, it DOES only have 50k on it, and I haven't had a single real problem with it yet. Its completely loaded, moonroof, power everything, heated leather seats. Its really not that bad of a ride at all. The 14-18mpg SUCKS though!
That's really quite good. I get 12-14mpg. And that's with proper man-sized gallons, not those little things you have in the colonies.
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Been inclined to wander... off the beaten track.
That's where there's thunder... and the wind shouts back.
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Posting Junkie
Join Date: Jan 2006
Location: Colorado
Status:
Offline
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12-14 mpg in UK standards is like 8 mpg in US standards. I get 24 mpg on a bad day...
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Baninated
Join Date: Jun 2009
Status:
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Posting Junkie
Join Date: Nov 1999
Location: Cape Cod, MA
Status:
Offline
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Originally Posted by Doofy
That's really quite good. I get 12-14mpg. And that's with proper man-sized gallons, not those little things you have in the colonies.
Do you still have the marine-diesel powered Jeep? Or do you have something V8 based now.
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Clinically Insane
Join Date: Jul 2005
Location: Vacation.
Status:
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Originally Posted by sek929
Do you still have the marine-diesel powered Jeep? Or do you have something V8 based now.
Yes and yes. Those figures referring to the V8 Grand Cherokee.
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Been inclined to wander... off the beaten track.
That's where there's thunder... and the wind shouts back.
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