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Apple Pay question
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Mac Elite
Join Date: Oct 1999
Location: Montréal, Québec (Canada)
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Sep 10, 2014, 12:29 PM
I didn't find a clear answer on this. When you purchase something with Apple Pay/NFC (linked to a Visa card, for exemple), does the purchase appear on your bill as "Store XYX" like a regular purchase or something like iTunes store #8373626? Is it a direct transaction or you pay apple and apple pays Visa? I ask because my card offers many incentives, including doubling the base warranty and 3 months loss/theft protection. I'm not sure it would still apply if it looks like I just bought something on the apple store. Also it's harder to locate a particular purchase on the bill if they all look the same.

Also, any idea when Apple Pay will be coming to Canada?

thank you!
( Last edited by FireWire; Sep 10, 2014 at 12:53 PM. )
Mac Elite
Join Date: Sep 2006
Location: Back in the Good Ole US of A
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Sep 10, 2014, 12:51 PM
I'm certain it appears as a normal transaction directly on your credit card. Nowhere in the presentation did they imply Apple was somehow an intermediary. As a matter of fact, they made it clear that Apple knew nothing about the transaction. Who the merchant was, how much you spent, what you bought...
Addicted to MacNN
Join Date: Sep 2000
Location: Isle of Manhattan
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Sep 10, 2014, 01:16 PM
I presume there would be something to differentiate purchases made with Pay versus the card. There has to be.
Something like "purchases authorized via Apple Pay". This would be critical, I think, in resolving disputes or returns.

good question!
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