I will occasionally use FTP to move documents between computers (a PC, an iMac, and an iBook). The documents themselves are not important and so it doesn't matter that they are not secure, but I wonder: is the password I enter when logging into my iMac secure? I wouldn't want anyone to get a hold of that.
(I'm aware of SFTP, but haven't gotten around to installing that PC client yet, and find the plain UNIX version a bit less user-friendly than FTP.)