It is now possible to get money out from a bank account via Apple Pay, as Bank of America has started to roll out ATMs capable of using Apple Pay for transactions in a limited number of markets.
Hinted at earlier this year, the first ATMs that are compatible with Apple Pay for
withdrawals have been spotted in California, expanding a recent pilot program consisting of two ATMs based in the Bay Area of San Francisco into other markets.
Photographs from
Reddit user "WhatWhatTech" show an ATM located in Redondo Beach, California that has an NFC reader next to the card slot on the right-hand side of the main display. It is noted that using Apple Pay at the terminal brings up options for withdrawals, balance inquiry, and transfers, though options to make payments and to deposit funds only appear when using a debit card. Transactions also appear in Apple Wallet, as well as with the usual receipt.
The
Reddit user tried out debit cards from other banks with the machine via Apple Pay, and though it went past the PIN entry and amount selection screens, the ATM offered an error message at the point of withdrawal, claiming the transaction with third-party financial institutions were not supported. BoA's
website does advise other digital wallet systems are compatible with its account system, including Android Pay and Samsung Pay, but it is unclear if they work with the new ATMs yet.